After the Vows: A Personal Balance Sheet

This worksheet invites both partners to take an honest inventory of what has shifted since marriage: the gains, the losses, and the tradeoffs too often absorbed in silence. It’s not about blame—it’s about clarity. And sometimes, clarity is the first step toward balance
What actually changes after “I do”? Beyond the optics of rings, homes, and joint accounts lies a quieter ledger—one that tracks time, energy, agency, and emotional labor.

Someone I know recently commented that another woman was “lucky”—her life was good because her husband was a provider.

Having worked in the field of women’s empowerment, I am deeply aware that Western optics are not always truths. What looks stable on the outside may mask imbalance, exhaustion, or unseen tradeoffs. What applies to one person may not apply to another—even within the same household.

We are all ultimately responsible for ourselves; however, when a person is forced to overfunction in one area, it can deplete the energy needed to thrive in other areas. Like interest on a loan, that imbalance quietly compounds over time, reshaping how we live, relate, and see ourselves—without our conscious awareness.

This simple before-and-after marriage worksheet can be shared with friends and partners alike. It’s not about blame—it’s about awareness. When both spouses do the exercise, it creates space for honest conversation, mutual empathy, and recalibration. Clarity often leads to change—and sometimes, to liberation.

Instructions:

Enter More, Less, or Same next to each item.
“More” = higher, better, improved
“Less” = lower, worse, declined
“Same” = unchanged


AFTER BEING MARRIED my…

Home, Lifestyle & Finances…
More, less, or same

My standard of living

My assets

My spouse’s assets

My savings 

I feel proud to invite others into my home

I drive a nice car

My access to healthcare 
My access to household wealth

Autonomy, Power & Household Dynamics
More, less, or same

Power to act on major choices about the household

I have the freedom to make major decisions about the household

Time spent housekeeping for others 
Career, Ambition & Professional Identity
More, less, or same
My ability to pursue career goals
Time and energy I dedicate to work I care about
Opportunities for growth or advancement
Ability to take risks or change paths professionally
Pride in my professional accomplishments
Relationship Quality & Emotional ConnectionMore, less, or same

Time spent playing with significant other

My significant other regularly solicits my perspective on meaningful topics

My significant other’s friends ask my perspective on meaningful topics (Feeling included/respected socially)

Time I spend nurturing a relationship with a significant other’s family

Time a significant other spends nurturing a relationship with my family. (Family ties feel reciprocal and supported)

Social Life & Intellectual Engagement
More, less, or same

Number of friends

Depth of friendships
Time spent reading for pleasure

Time spent exploring new things, events, places locally

My time spent traveling

Mental & Emotional Health
More, less, or same

Time spent feeling burnt out

Time spent feeling anxious or stressed

Time spent ruminating (mentally replaying things)
My feeling of gratitude
My ability to love another—I feel emotionally open and connected

Wellbeing & Personal Care
More, less, or same

My time spent nurturing self

My time spent nurturing others

I am more or less healthy

My time spent watching TV

My time spent drinking alcohol

Now review your responses. Has this shifted how you perceive “lucky” relationships—others’ or your own?

Were there line items that weren’t relevant to you but more important to your spouse? What other items would you include?

This worksheet isn’t about blame or comparison. It’s about cutting through the optics—what others assume, and more importantly, what we tell ourselves.

When we value the intangibles—labor, agency, equity, and equanimity—we evolve as a society towards one that honors the full human experience. When we view our assets in light of our relationship labor, we begin to see where the math doesn’t add up—and where we may have been quietly covering the cost.

Whether shared privately or used as a conversation starter, this isn’t a ledger, or a way to keep tabs on the universe. Rather, it’s a lens. One that helps you see life not through expectation or optics, but through the choices, energies, and values that shape your experience.